Our Editorial Standards
Starting Point
Every guide begins with a primary source document—such as CFPB guidance, FTC reports, HUD datasets, NAIC model laws, SSA summaries, or public records from Congress.gov and other U.S. agencies. We review the full document, check its revision date, and log its citations. When available, we link directly to the official file for transparency.
If a rule is unclear or creates real-world confusion, we consult clearly cited, nonpartisan public analysis. This includes think tanks (e.g. Bipartisan Policy Center, CBPP, CRFB), industry-specific platforms (like VantageScore, Experian, or landlordcreditbureau.com), and legal or policy research groups (e.g. NCLC, Upsolve). These links are clearly labeled so readers can distinguish primary sources from supporting context.
Primary documents always take precedence.
No Personal Advice
FinanceCova explains how financial and insurance rules work.
We do not tell you which loan to choose, which product to buy, or how to file anything.
That keeps our writing clear, unbiased, and free from commercial influence.
The Review Loop
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Research and draft
A writer studies the primary source, outlines the key steps, and writes a first draft. -
Source & data check
A second reviewer confirms every figure, date, definition, and link to the primary document. Any supporting analysis is checked for accuracy and clearly labeled. -
Plain‑language edit
Sentences are trimmed or rewritten until the idea is easy to follow without changing the underlying meaning. -
Publication, versioning & tracking
We publish with the source revision date noted. Automated reminders flag the guide for review when the underlying law, policy, or public document changes.
Software and AI in the Workflow
We use software to catch broken links, flag style drift, monitor source‑document revision dates, and speed up routine checks.
For some tasks—such as summarizing long passages, diffing revisions, or spotting inconsistencies—we may ask an AI tool for a first pass.
Every AI suggestion is reviewed, rewritten, or discarded by a human editor before publication. Nothing goes live without a full, manual check against the primary document.
Corrections and Updates
Regulations evolve, documents get revised, and mistakes can happen.
If you spot an error, let us know through the Contact page.
We review each report and, when needed, correct the page within two business days and add an update note at the end. If the underlying document—such as a government guide, dataset, or model law—has changed, we re‑audit the guide and update all dependent content.
Independence and Disclosure
FinanceCova does not sell credit cards, loans, or insurance.
If we ever publish sponsored material, it will carry a clear “Sponsored” label at the top.
Authors must disclose any relationship that could influence their work, including paid consulting, affiliate ties, or holdings that relate to covered topics.
For more on privacy and data use, see our Privacy Policy and Cookie Policy.
A broader look at our mission is available on the About page.